Steve did a great job getting us a home equity loan! It was fast and easy! Steve did all the work. All we had to do is sign the papers. He shopped around for us and got us a great rate with a payment schedule we could afford! We were able to pay off our major bills and have money left over for home improvements and a vacation!

It was also comforting to know that Covenant Mortgage is a Christian company. We knew we would be treated fair and with the utmost honesty. They are definitely “Dedicated Christian Servants”. Way to go Steve!  Thanks again!

                                          Henry & Yvonne

Thanks again for helping with our refinance.  As usual, things went very smoothly, and we closed the loan as scheduled.  We really like the fact that the terms you give us up front, are the terms we have at closing. 

It was once again a pleasure working with you and a Christian based company.  We will certainly tell our friends and family about your awesome service!

Roger

We have been blessed to work with Steve and Covenant Mortgage on two occasions when we have refinanced our home.  They worked diligently to ensure we were receiving the best possible rate and the process of the refinance was extremely easy. 

We were confident, based on the fact that Covenant Mortgage is a company founded on Christian principles, that we would be treated with respect and honesty, and we were.  We are grateful for all they have done to assist us in the past and will return to Covenant should the need arise.

                                         Chuck and Cathy

 

Jay Zimmerman & I were introduced by Flandreal Rich, another Real Estate
Agent, in our office. Since then we have had several successful transactions. Jay is very professional, meticulous, a great listener and extremely detail-oriented.
Sincerely,

Zona Teal

The Zona Teal Team
Long & Foster Real Estate, Inc.

 

My husband & I have been doing business with Jay Zimmerman for several years. When he moved to Covenant Mortgage, we called him because we do not want anyone else to handle our financing. Jay has provided Refinances for our Sheet-Metal Mfg. plant & our home.
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Jay was referred to us, by my Husband’s son, who gave us a very strong
recommendation after his completion of the “Construction-Permanent” Loan, which Jay
provided for him. I thoroughly respect Jay’s professionalism, integrity & his tremendous
attention to detail.

Sincerely,

Becky & Phil Poole

I was having some trouble getting a loan on my first investment property due to it
being so affordably priced. No one wanted to do the loan because it was a small
one. Then, I was referred to Covenant Mortgage through a friend and I immediately called Jay Zimmerman.

His attention to detail, solid work ethic, unquestionable integrity and his willingness to go the extra mile for my clients is inspiring and he is one of the most considerate &
personable gentleman I have ever met. I will continue to do business with Jay
Zimmerman & Covenant Mortgage as long as I'm in business.

Kind Regards,

Ken Fennell


 

I just wanted to take a few minutes to tell you how mush I enjoyed
working with you to refinance my mortgage. It was such a pleasure.

You were so helpful, pleasant friendly and thoughtful through the
entire process-I almost forgot that I was in the middle of a refinance.

Thank you for all your help and your kind patience. I am very happy
with my
new mortgage.

Thanks again,

                                                   Linda K.
                                                   Baltimore, MD

Last year, we had to refinance our mortgage. After considering several options, we approached Dave Smarsh of Covenant Mortgage. We were extremely impressed with Dave's low pressure approach. He was very knowledgeable and helped us consider several options of which we would have otherwise not been aware.

We would recommend Dave and Covenant Mortgage to anyone seeking a well-versed, competitive and efficient mortgage company.


Dan and Kerry China